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											Retirement Planner 
											- 
											Version 
											1.3 
										
											Retirement Planner will help you list your expenses, 
assets and investments to project your financial needs 
now through the remainder of your career and into 
retirement. The program uses simple worksheets for 
input, allowing you to enter personal data, investment 
data, assets, income and expenses.
The program automatically compensates for the time 
value of money, the calcuations are internal to the 
program so you as a user don't need to fill sheet 
after sheet with complex calculations.
The graphical output projects your net worth on a 
monthly basis from now to the end of your retirement. 
The graph is adjusted for all you montly living 
expenses, the return on your investments and inflation 
as well as income taxes and social security payments.
Another graph shows future income vs expenses over the 
same period of time, revealing any periods where 
expenses outstrip income, leaving you vulnerable.
The program allows each scenerio to be saved to a 
named file, you can easily develop multiple scenerios 
and compare the results. You can print the data and 
graphs for each scenerio.
The on-line users manual contains complete, screen by 
screen instructions on how to use the program as well 
as an overview of the retirement planning process. 
										
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